Bringing Title To Life

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Our Services

Title Insurance

We are a title company that offers Title closings, Real Estate Attorney and Notary Services. 


Settlement Services

At PGA Title &Escrow, LLC we pride ourselves on offering our clients responsive, competent and excellent service. Our clients are the most important part of our business and we work diligently to ensure your complete satisfaction. Thank you  for entrusting PGA Title, LLC with your Real Estate closing needs, we are honored to serve you.

Real Estate Attorney

Scott has been an attorney for over 34 years . Specializing in Real Estate Law, Trusts, Wills, Probate and Title Insurance. 

Our Team

Justina Certain

Closer 

E. Scott Schroeder

Attorney At Law

Craig Renney

Business Development 

About Title Insurance


What is a Lender's Policy?
A lender's policy, also known as a loan policy or a mortgage policy, protects the lender against loss due to unknown title defects. It also protects the lender's interest from certain matters which may exist, but may not be known at the time of the sale.

This policy only protects the lender's interest. It does not protect the purchaser. That is why a real estate purchaser needs an owner's policy. 

What is an owner's policy?
An owner's policy protects you, the purchaser, against a loss that may occur from a fault in the ownership or interest you have in the property. You should protect the equity in your new home with a title policy. 

What does an owner's policy provide?
Protection from financial loss due to demands that may be charged against the title to your home, up to the cost of the title policy.

Payment of legal costs if the title insurer has to defend your title against a covered claim.

Payment of successful claims against the title to your home covered by the policy, up to the cost of the policy. 

Why the seller needs to provide title insurance?
Any purchaser will need evidence that his investment in your property is free of title defects. The title insurance policy that you provide the purchaser is a guarantee that you are selling a clear title to your real estate, unencumbered by any legal attachments that might limit or jeopardize ownership. It will reassure your purchaser that he or she is protected from any risks or losses and could help you close your deal. 

Why the buyer needs title insurance?
Without title insurance, you may not be fully protected against errors in public records, hidden defects not disclosed by the public records, or mistakes in examination of the title. As a result, you may be held fully accountable for any prior liens, judgments or claims brought against your new property. If this should occur, your title policy insures that you will be defended at no cost against all covered claims up to the amount of the policy.

Protect Your Money From Wire Fraud When Buying a Home!

Buying and selling a home is an exciting time, but there can be pitfalls for unsuspecting consumers . The American Land Title Association wants homeowners and sellers to be aware that criminals are using wire fraud schemes to steal money meant for home purchases or the proceeds from the sale of the property. Watch this video for four tips to protect your money and advice for what to do if you've been targeted by a scam.

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PGA Title & Escrow, LLC

11000 Prosperity Farms Road, Suite 300, Palm Beach Gardens, FL 33410, us

(561) 493-8000

Hours

Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: Closed